From now through the new year, most of us are waiting on at least one package. Scammers know that too. This is the busiest time of year for fake texts that look like they come from a shipping company, an online store or your bank, all hoping you'll tap a link without thinking twice.
The good news is that these messages follow a pattern. Once you know what to look for, they're much easier to spot. Here's what we at We Fix Phones N More tell customers who ask about them.
Most scam texts try to create a small, urgent problem that only you can fix by tapping a link. Common examples include:
You never need to use the link in a text to check on a package. Instead:
If the order looks fine there, the text was almost certainly a scam.
It happens to careful people all the time. Don't panic. What you should do depends on how far you went.
Close the browser tab and don't enter anything. Clear your browser history and website data for good measure, and keep your phone's software up to date so known security holes are patched.
Change that password right away, starting with your email account, since email is the key to resetting everything else. If you reuse the same password anywhere, change it there too. Turn on two-step verification wherever it's offered.
Call your bank or card company using the number on the back of your card. Tell them what happened so they can watch for fraud or issue a new card. Keep an eye on your statements for the next few weeks.
Delete any app you don't recognize, especially one installed right after tapping the link. On Android, be wary of anything that asks for accessibility or device administrator permissions. If your phone starts acting strangely, with pop-ups, fast battery drain or apps you didn't install, it's worth having it looked at.
Scams also show up on computers as alarming pop-ups. Our post on what to do about a scary virus pop-up covers that side of things. And if your phone is ever lost or stolen, our guide to protecting a lost or stolen phone walks you through securing your accounts.
If you think your phone has picked up something it shouldn't have, or you'd just like a second set of eyes on it, stop by We Fix Phones N More at 801 County Line Rd in Horsham. We help customers from all over Bucks and Montgomery counties with phone repair and troubleshooting. Give us a call at 215-323-4750.